BREAK-EVEN PLAN

November 10, 20252 min read

Relief Begins the Moment You Know Your Break-Even Point

Every business owner knows the feeling:

The end of the month is coming.
The bills are due.
Payroll is approaching.
Expenses do not wait.
Your mind begins to tighten.

The pressure is familiar.
Too familiar.

This pressure does not come from lack of effort.
It comes from lack of clarity.

Because there is one number in your business that determines your level of financial stress:

Break-Even.

Your Break-Even Point is the amount of revenue your business must bring in each month to:

  • Pay the bills

  • Cover delivery costs

  • Pay your team

  • Pay yourself at a healthy level

  • And maintain stability

Not thrive.
Not grow.
Just remain healthy and safe.

When you don’t know this number, every month feels like a guess.
When you do know this number, every month has a target that makes sense.

This is where emotional weight lifts.

This is where strategy becomes grounded.

This is where leadership becomes confident.

Because when you know your break-even, you stop operating from fear and start operating from focus.


The Break-Even Formula (Made Simple)

Break-Even =
Operating Expenses + Owner’s Pay + Delivery Costs
divided by
Gross Profit Margin

This calculation tells you:

The minimum monthly revenue required for stability.

And once you know it — your sales targets become real, not emotional.


Why This Matters So Much

When break-even is unclear:

  • You feel like you’re always behind

  • You can’t tell if growth is working

  • You don’t know whether to hire or wait

  • You feel guilt when you rest

  • The business feels like a moving threat

When break-even is clear:

  • You know exactly how many clients you need

  • You price with confidence

  • You grow intentionally, not reactively

  • You can plan hiring, not gamble on it

  • You can rest without fear

  • You create breathing space

This is not just a financial tool.
It is an emotional liberation tool.


The Psychological Shift

The Break-Even Plan breaks the cycle of:

  • Hustle → Hope → Stress → Repeat

And replaces it with:

  • Target → Action → Progress → Control

You can build the strongest systems and have the best values —
but if financial anxiety is constant, the business cannot mature.

Break-even is the first gate to freedom.


Your Coaching Assignment

Run the calculation.
No matter how uncomfortable it feels.

Then write this number somewhere you see it daily.

Your job each month is simple:

Hit break-even early.
Then build profit after.

This one shift can change your entire emotional relationship with your business.


Eric Dombach is an investor, entrepreneur, senior executive, and consultant to PE firms and family offices. He has founded two professional service firms that achieved 7-figure exits. As the leader of a business consulting firm and a network of more than 6,300 business consultants, Eric is dedicated to developing leaders, building dream teams, and growing SMBs. He is also a published author, known for his Amazon best-seller, "The Million Dollar Business Coaching Firm." Eric has an MBA from the University of the People and a B.S. in Engineering from Messiah University. He has been married to Deborah since 1993, and they have four adult children. He enjoys reading, world travel, and playing jazz-fusion guitar.

Eric Dombach

Eric Dombach is an investor, entrepreneur, senior executive, and consultant to PE firms and family offices. He has founded two professional service firms that achieved 7-figure exits. As the leader of a business consulting firm and a network of more than 6,300 business consultants, Eric is dedicated to developing leaders, building dream teams, and growing SMBs. He is also a published author, known for his Amazon best-seller, "The Million Dollar Business Coaching Firm." Eric has an MBA from the University of the People and a B.S. in Engineering from Messiah University. He has been married to Deborah since 1993, and they have four adult children. He enjoys reading, world travel, and playing jazz-fusion guitar.

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